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RETIREES DESERVE BETTER

“I started this newsletter to help people be better informed, but I also want it to be shared so we can put pressure on the leaders and companies who run this country. They need to do the right thing. I will never give up in my pursuit to help the people who have been good to me, and my readers are the best.”— DML

I WANT MORE FROM TRUMP WHEN IT COMES TO HELPING SENIOR CITIZENS

America’s Seniors Forced Back to Work: A Social Security Crisis

As a young worker earning a steady income, retirement felt distant to me. When you’re in your thirties and forties, concerns like Social Security taxes or the fund’s depletion by age 67 barely register. Now, midway into my fifties, I’m paying attention—and what I’m discovering is infuriating.

America’s retirees are being betrayed. Over 10 million seniors—roughly 20% of those over 65—are back in the workforce, not out of choice but necessity, as skyrocketing living costs crush their fixed incomes. The Center for Retirement Research reports that 40% of retirees face poverty or near-poverty, with many unable to afford basics like housing, healthcare, and groceries. Social Security, meant to be a guaranteed way of funding the golden years, is failing them. With 67 million Americans currently collecting benefits, the system is stretched thin and projected to run dry by 2034, according to the Social Security Administration (SSA). This isn’t just a problem; it’s a national disgrace.

Social Security’s average monthly benefit of $1,907 in 2024 is a pittance against today’s costs. Rent, utilities, food, and medical expenses have soared, while inflation eats away at purchasing power. The SSA’s 2.5% cost-of-living adjustment for 2025 is a cruel joke when real-world expenses rise faster. Worse, 40% of recipients—27 million seniors—face federal taxes on benefits, a policy rooted in a 1983 law that hasn’t adjusted income thresholds for inflation.

Taxing Social Security is indefensible: it’s double-dipping into money seniors earned through decades of payroll taxes. It’s not welfare; it’s their money, and taxing it robs them of dignity and survival. Eliminating this tax would return $3,000 annually to the average senior household, per the Senior Citizens League, offering relief without gutting the system’s core.

President Trump’s “Big Beautiful Bill,” touted as a tax overhaul, promised to end Social Security taxation but fell short. The House Ways and Means Committee’s version, passed in May 2025, excludes this provision due to Senate reconciliation rules, opting instead for a $4,000 deduction for seniors. This helps, but it’s a half-measure—56 million seniors still face taxed benefits, and the bill doesn’t address the trust fund’s looming insolvency. The Penn Wharton Budget Model warns that scrapping the tax without new revenue could hasten depletion to 2032, cutting benefits by 25%. Trump’s heart may be in the right place, but his bill doesn’t deliver the bold fix seniors need.

The SSA’s trust fund crisis demands action. By 2034, without reform, benefits could drop 17%, slashing $300 monthly from already meager checks. Ideas to fix this mess exist: Democrat Rep. John Larson’s Social Security 2100 Act proposes lifting the payroll tax cap (currently $176,100) to make high earners pay year-round, generating billions. It’s a failed idea, and another Democrat’s attempt to screw job creators. It won’t work.

Others suggest indexing benefits to inflation, not wages, or raising the retirement age to 69, though this punishes workers with physically demanding jobs. I say deport every illegal alien because they steal jobs from the Americans who pay into Social Security. The heads of DC talk about needing “new revenue”, well, it’s hard to get it when the jobs are taken by people who don’t pay taxes.

Fixing this issue will require bipartisan courage, which Congress lacks. We pay the members of Congress a lot of money, they should be able to form better ideas. But no matter what they come up with, screwing with Social Security by taxing it, or lowering it, is a major issue that needs to stop. No more taxing, no more cutting, it’s that simple.

Illegal Aliens Steal From You.
While Congress and the White House screw around with Social Security, illegal aliens drain our resources—$150 billion annually in net costs, per the Federation for American Immigration Reform—while contributing minimally to Social Security under false identities. If I were president, I’d confiscate funds from all the illegals who game the system, deport them, and redirect every dollar to our seniors. Don’t tell me it can’t be done. If an American fails to pay taxes, the IRS will take over his or her bank account in order to get paid. Thus, we can reclaim our money from illegals in a nanosecond, but our leaders don’t have the will or spine to do it. Instead, they go after grandma’s and grandpa’s Social Security because nobody is lobbying for them in DC. The slime ball lawmakers know the illegals are stealing from Americans who paid in, but they do nothing to stop it.

Seniors deserve better than being forced into low-wage jobs at Walmart or Uber to survive. Taxing Social Security is a moral failure, punishing those who built this nation. I want Trump to do more; he must refocus his energy. Meaning, although I appreciate our president and voted for him three times, I want him to stop talking about the free airplane from Qatar — an Islamic nation with a long history of supporting terrorism — and start addressing the issues at home, namely Social Security. Eliminating the Social Security tax is a start, but it must be paired with reforms to secure the trust fund. Congress must act now, revise the Big Beautiful Bill so that it ain’t so ugly for retirees. If they don’t, they’re condemning millions to poverty. I say enough. America’s seniors aren’t just numbers; they’re our parents, our heroes.

I will share this newsletter with Congress and the White House. But please know, to keep fighting for what is important — to get this newsletter out to the masses — I need to fund it. I do not ask you for any money, it’s free, all I ask is for you to visit my sponsors each day, like the one below.

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